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PRIVACY POLICY

FACTS WHAT DOES GULF STATES FINANCE COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal laws also require us to tell you haw we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
  • The types of personal information we collect and share depend on the product or service you have with us. This information can include:
    • - Social Security number and income.
    • - Account balances and payment history.
    • - Transaction history and credit history.
  • When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Gulf States Finance Co. chooses to share; and whether you can limit sharing.
Reasons we can share your
personal information
Does Gulf States Finance Co. Share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes -
to offer our products and services to you
No No
For joint marketing with other financial companies No No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For nonaffiliates to market to you No Yes
Questions? Call 713.418.7280
Who We Are
Who is providing this notice? Gulf States Finance Company
What We Do
How does Gulf States Finance Co. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict non-public personal information about you to those employees who need to know that information to provide service to you.
How does Gulf States Finance Co. collect my personal information?
  • We collect your personal information, for example, when you:
    • Apply for financing or show your Drivers License.
    • Provide employment info or give us your income info.
    • Give us your contact information.
  • We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?
  • Federal law gives you the right to limit only:
    • Sharing for affiliates' everyday business purposes - information about your credit worthiness.
    • Affiliates from using your information to market to you.
    • Sharing for nonaffiliates to market to you.
  • State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
  • Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • - Gulf States Finance Company does not
         share with affiliates so they can
         market to you.
Nonaffiliates
  • Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • - Gulf States Finance Company does not
         share with nonaffiliates so they can
         market to you.
Joint Marketing
  • A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • - Gulf States Finance Company does not
         jointly market.
 
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3100 Edloe, Suite 200, Houston, TX 77027
Tel 713 418 7280 Fax 713 622 7067
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